We help you understand and compare your Medicare options — clearly, without pressure, and at no cost to you.
Government-administered hospital (Part A) and medical (Part B) coverage. Has deductibles and coinsurance with no out-of-pocket maximum on its own.
Private plans approved by Medicare that replace Original Medicare. Most include drug coverage (MAPD). May add dental, vision, and hearing benefits. HMO, PPO, and other network types available.
Standalone drug coverage to pair with Original Medicare, or bundled into a Medicare Advantage plan. Formularies and costs vary significantly by plan.
Supplemental coverage that pays costs Original Medicare leaves behind. Works alongside Original Medicare — not with Advantage plans.
7-month window: 3 months before your 65th birth month, your birth month, and 3 months after. Missing this window can result in permanent late-enrollment penalties.
Switch, join, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.
If enrolled in Medicare Advantage, switch to another MA plan or return to Original Medicare.
Triggered by qualifying events: losing employer coverage, moving, Medicaid changes, and others.
Free, no-obligation consultation with a licensed Medicare agent.