The enrollment rules, deadlines, and options can feel overwhelming. We'll walk you through every step — so you enter Medicare with a plan, not a panic.
Missing your Initial Enrollment Period can result in permanent late-enrollment penalties that increase your monthly premiums for life. Don't wait.
Research your options and book a consultation. This is the time to understand the differences between Medicare Advantage, Medicare Supplement, and Part D — before any deadlines create pressure.
Your Initial Enrollment Period begins. You can now enroll in Medicare Part A, Part B, and choose your full coverage path.
The midpoint of your 7-month window. Enrollment this month typically means coverage starts the first of the following month.
Your window closes. If you haven't enrolled in Part B, late-enrollment penalties may begin to apply. Act before this date.
If you or a spouse have qualifying employer coverage, you may be able to delay Part B without penalty. We'll help you evaluate your specific situation before you decide.
We'll review your timeline, your health needs, and available plans — together.